AI agents for every desk in your bank, and every customer.
One platform, one control plane, your bank’s own private copy.
For banks, NBFCs, wealth managers, insurers and fintechs.
Being deployed with a Fortune 500 US bank and one of India’s three largest banks.
What makes Tuvel different.
Three ideas run through every desk, every agent and every customer journey on the platform.
- 01
Multiplayer AI
People and agents work in the same room, on the same case and the same record. A lead agent hands work to specialists, and your staff approve on cards.
How it works: Multiplayer AI - 02
Earned autonomy
Every agent holds a level and a results score from its own record. It earns wider autonomy level by level, a person decides each step up, and a nightly check drops a level when the work slips.
How it works: Earned autonomy - 03
The Control Plane
One place where every agent’s authority is set, watched and recorded: levels, budgets, guardrails, a kill switch on every agent and every action on the record.
How it works: The Control Plane
Underneath all three: playbooks learned from your people’s rulings, memory that stays with the bank, and your own rules applied first. What makes Tuvel different, in full
One platform, two kinds of user.
Customers and staff, on one control plane and one record.
An advisor in your app
Answers in their language, plans their money and acts within limits they choose, inside your caps.
Tuvel AdvisorAgents on every desk
Agent teams prepare files and draft notes; your people approve in shared rooms.
Tuvel Agent TeamsSix products, one platform.
Use one, or all six. They share the agents, the rooms and the controls.
Tuvel Advisor
The customer front door: a money advisor in your app, by voice or text, acting within limits the customer and your bank set.
Explore AdvisorTuvel Agent Card
A prepaid card only the advisor pays from, so known bills and merchants get paid within limits, never from savings.
Explore Agent CardTuvel Agent Teams
99 agents across 14 desks, from lending and KYC to compliance and legal, working as departments with a lead agent.
Explore Agent TeamsTuvel Rooms
Staff and agents work a case together in one room, with meetings and approval cards.
Explore RoomsTuvel Control Plane
Levels, limits, budgets, approvals, model routing, a kill switch and a full record, for every agent.
Explore Control PlaneTuvel Launch
New front doors on the same agents, under your brand.
Explore Launch
Agents for every desk.
99 agents on 14 desks, installed in the console. Each desk works as a team with a lead agent.
Retail credit operations
Retail and MSME loan files, from application to disbursement.
- Loan File Orchestrator
- Document Intake and QC
Corporate and MSME credit
Corporate and mid-market credit files: memos, pricing, documents, early warning and workouts.
- Credit File Orchestrator
- Financial Spreading
Wealth management
Research, mandates, portfolios and committee packs.
- Wealth Intelligence
- Mandate and Suitability
Corporate treasury
Cash, forecasting, funding, FX and tax decision support for treasurers.
- Treasury Intelligence
- Cash Position and Reconciliation
Corporate client coverage
Treasury conversations between relationship managers and corporate clients.
- RM Coverage Orchestrator
- Client Cash Forecast and Liquidity
Compliance and financial crime
Circulars, returns, AI governance, AML and sanctions alerts.
- Compliance Orchestrator
- AI Governance and Inventory
Fraud, disputes and KYC
Fraud claims, card disputes, mule alerts and periodic KYC.
- Fraud and Disputes Case Orchestrator
- Card Dispute and Chargeback Preparer
KYC and onboarding
Customer due diligence for individuals and businesses, from the first document to the KYC officer’s decision.
- KYC Onboarding Orchestrator
- Individual KYC Verifier
Trade finance
Remittances, letters of credit, guarantees and export and import bills.
- Trade Desk Orchestrator
- EDPMS and IDPMS Reconciler
Transaction banking operations
Corporate payments, reconciliation, onboarding and service.
- Operations Request Router
- Payment Repair
Retail service
Branch and contact-centre requests, answers and complaints.
- Service Desk Orchestrator
- Staff Answer Desk
Retail collections
Overdue accounts, contact plans, hardship and conduct.
- Collections Desk Orchestrator
- Contact Plan and Script Writer
Legal and bids
Contracts reviewed against the bank’s legal playbook, and responses to requests for proposal.
- Legal Contract Analyst
- RFP Response Drafter
Personal finance
The specialists behind the customer advisor.
- Personal Finance Intelligence
- Budgeting Coach
Tuvel Advisor.
The customer front door, with specialists for spending, credit and investing behind one voice.
Two keys
The customer chooses a level; your bank sets the ceiling and the caps.
One tap confirms
Every commitment is confirmed with a tap, bound to the exact amount and payee.
Their language
English, ten Indian languages and several international ones, by voice or text.
Pay the electricity bill.
City Power $112
The customer allows 4, your bank allows up to 3.
Tuvel Rooms.
Multiplayer AI: staff and several agents work a case together, in one room, on one record.
A lead agent routes the work
It hands parts to specialists and calls a meeting when one view isn’t enough.
Approval where the work is
Anything that commits the bank waits on a card for a named person.
One memory
Decisions, files and the handbook stay with the case.
Meera, credit officer@Loan File Orchestrator, where is HL-2041?
Loan File OrchestratorDocuments complete. Income checked against statements. The appraisal note is drafted, with one deviation for your approval.
Every agent on a leash your risk team holds.
Tuvel Control Plane sets what each agent may do, spend and see, and stops it in one click.
Autonomy per agent
Each agent holds a level from 1 to 5. Above it, a person decides, and a person approves every step up.
Budgets and limits
Daily and monthly budgets per agent, and caps per payment and per day for customers.
Customer-chosen autonomy
Each customer picks a level for the advisor, inside the ceiling your bank sets per segment.
Approvals
One-button approvals on cards where the work is, with reasons on the record.
Guardrails and policies
What always needs a person, what each agent may see, and baseline banking rules every agent follows.
Model routing per agent
The right model for each agent, through one layer that falls back and prices every call.
- Level
- 1, Observe
- Budget
- $40 a day
- Model
- Set for this agent
- Tools
- 5 granted
- Approver
- Credit officer
Built for regulated markets.
Consent, a person in the loop, clear limits and a record, from the first line.
Consent first
Accounts are read only after the customer agrees.
A person decides
Agents prepare and propose; people approve.
Every step recorded
Ready for your risk, audit and compliance teams.
India: RBI, DPDP and Indian languages Global: GDPR, CCPA and model risk
What’s available.
What runs today, what is set up for each bank, and what comes next.
- Available now
99 agents on 14 desks, Rooms, the Control Plane, Launch, the customer advisor, and the Agent Card paying known bills at level 4.
- Per deployment
Connectors to your core, loan, CRM, KYC and payment systems, built for each bank.
- On the roadmap
Autopay and monthly investing at level 5, and more front doors.
A pilot in four steps.
Start with one desk or one customer journey, in six to eight weeks.
- Pick one desk or one journey
- Set your brand, rules and limits
- Run it in a sandbox
- Open it to a small group
See it in 30 minutes.
A walkthrough with the people who built it, on the desk or journey you choose.
Or write to demo@tuvel.co.